In October 2026 most of the working Amazon promo codes in the region are tied to one bank's card. In the UAE, FABOCT and AHBOCT20 run until 31 October 2026 for FAB and Al Hilal Bank Mastercard credit cards. In Egypt, three codes are listed for National Bank of Egypt and Emirates NBD cards, and in Saudi Arabia the live code, NEW20, does not ask for any particular card.
The card in your wallet decides which code you can use, so check it before you build the cart. Below are the terms for each code, the reasons a bank code gets refused at checkout, and what else lowers an Amazon price once the code is in.
Which Amazon codes are live this month
| Code | Country | Card you must pay with | Discount | Minimum spend | Maximum discount | Status |
|---|---|---|---|---|---|---|
| AHBOCT20 | UAE | Al Hilal Bank Mastercard credit card | 20% | AED 150 | AED 100 | Last checked 4 October 2026 |
| FABOCT | UAE | FAB Mastercard credit card | 10% | AED 300 | AED 50 | Last checked 4 October 2026 |
| ENBD20 | Egypt | Emirates NBD Egypt Mastercard | 20% | Set in the bank offer on Amazon.eg | Set in the bank offer | Not yet confirmed by Savooh |
| NBEOCT250 | Egypt | NBE Visa Platinum credit card | 10% | Set in the bank offer on Amazon.eg | Set in the bank offer | Not yet confirmed by Savooh |
| NBEOCT10 | Egypt | NBE Visa Signature credit card | 10% | Set in the bank offer on Amazon.eg | Set in the bank offer | Not yet confirmed by Savooh |
| NEW20 | Saudi Arabia | Any | 20% | None stated | SAR 30 | Last checked 30 September 2026 |
Each code works only in the country listed. Amazon.sa, Amazon.ae and Amazon.eg are separate marketplaces with separate carts and accounts, so a UAE bank code typed at the Saudi checkout is refused. The full list for each market, including codes that need no card, sits on the Amazon UAE, Amazon Saudi Arabia and Amazon Egypt pages.
The UAE codes: AHBOCT20 and FABOCT
Both codes run from 1 October to 31 October 2026, or until the discounts set aside for the offer run out, whichever comes first. They share one set of conditions:
- You must pay with an eligible card from that bank. Cash on delivery does not qualify.
- One card per account and one account per card. If you use several cards on one account during October, only the first card counts. If one card is used on several accounts, only the first account counts.
- The code cannot be combined with other offers, except Amazon promotions running at the same time, such as a lower shelf price.
- If you cancel or return the order, Amazon refunds what you paid. The discount itself is not paid back to you.
- Excluded: mobile phones and other wireless products, Amazon Global Store items, Amazon.ae gift cards, Amazon Home Services, Helpbit, digital software, video games, baby food, and Amazon Fresh and Amazon Now orders.
The arithmetic matters more than the headline percentage. AHBOCT20 reaches its AED 100 cap on AED 500 of eligible items, and FABOCT reaches its AED 50 cap on the same AED 500. Above that, both stay flat, so the effective discount on a AED 1,000 basket is 10% and 5%. Between AED 150 and AED 299 only AHBOCT20 applies. If you hold both cards, AHBOCT20 gives the larger discount at every basket size it covers.
The Egypt codes: NBE and Emirates NBD
Three codes are listed for Amazon.eg: NBEOCT250 for National Bank of Egypt Visa Platinum credit cards, NBEOCT10 for NBE Visa Signature credit cards, both at 10%, and ENBD20 for Emirates NBD Egypt Mastercard at 20%. Amazon.eg sets the minimum spend, the maximum discount, the eligible products and the end date in each bank offer, and our listing does not carry those figures yet. These codes entered our data without a verification date, so we have not confirmed them in a cart. Open the bank offer on Amazon.eg and read the cap before you count on the saving.
The Platinum and Signature codes are not interchangeable. A Signature card with the Platinum code, or the reverse, is the most likely reason one of the NBE codes fails. Paying cash on delivery means you are not paying with the card, so the code cannot apply, and Amazon.eg charges EGP 12 for cash on delivery on top.
Saudi Arabia: NEW20 and the bank pattern
NEW20 takes 20% off, up to SAR 30. Amazon presents it as a welcome deal, and the same campaign mentions free delivery and an extra discount. The campaign text we have does not state a minimum order, an end date or who qualifies, so expect it to work on a new account and be ready for an older account to be refused. It hits the SAR 30 cap on a SAR 150 basket. ORIENT10 takes 10% off a first order of Orient products on Amazon.sa and does not apply elsewhere in the catalogue.
No Saudi bank-card code is in our data for October. Amazon.sa does run them: during Back to School in August, Riyad Bank cardholders had three codes (RB25 for Prime members on a credit card, capped at SR150; RB20 for other credit cardholders, capped at SR100; RB15 on a Riyad Bank Mada card, capped at SR75), all of which ended with the campaign. In September a 25% code for Prime members, capped at SAR 150 with a SAR 100 minimum, ran until 30 September. If you searched for an Al Rajhi offer on Amazon, none is live in our data as of 11 October 2026. Your bank's app is the first place a new one shows up.
How to apply a bank code on Amazon
- Check the card name on the offer against your card: credit or debit, Platinum or Signature, the exact bank.
- Add items that are not on the exclusion list. In the UAE, a Global Store badge above the delivery estimate means the item is excluded.
- Make sure the eligible items alone reach the minimum spend.
- Type the code in the promotional code field at checkout.
- Choose the named card as the payment method.
- Confirm the discount line shows the right amount before you place the order.
When you are ready, open Amazon.ae or Amazon.sa from here. Savooh may earn a commission if you buy through this link; your price is the same.
Why an Amazon bank code gets refused
- Wrong card. A debit card on a credit-card code, or another bank's card. The UAE terms name Mastercard credit cards from FAB and Al Hilal Bank.
- Cash on delivery or an instalment plan. The code needs the bank card as the payment method. Splitting the payment through Tabby or Tamara, which both appear at Amazon.sa and Amazon.ae checkout, is unlikely to count as paying with that card.
- The minimum is met by excluded items. Phones, gift cards and Global Store items do not count.
- The card or account was already used. One card, one account, for the whole month.
- The pool ran out. The UAE offers end on 31 October or earlier if the discounts set aside are used up.
- Wrong country. A code from one Amazon marketplace does not work on another.
What else lowers the price
Many Amazon discounts are clippable coupons: a tick-box under the price on the product page. Tick it before checkout, since it applies only if selected. Delivery is the other cost to plan around. On items fulfilled by Amazon, orders of SAR 100 or more ship free on Amazon.sa, and standard delivery starts at SAR 12 below that (checked 11 October 2026). On Amazon.ae the free threshold is AED 100 with a AED 10 fee below it, and on Amazon.eg it is EGP 200 with an EGP 20 fee, per Amazon's delivery help pages. Cash on delivery adds SAR 17 in Saudi Arabia and AED 10 in the UAE.
Timing beats most codes. Amazon.sa's deepest markdowns come in White Friday, in the last week of November, and Prime Day in July also moves prices. The deal calendar tracks those dates, and the product check tells you whether today's price is a good one before you spend a code on it. How we review codes is set out on how we verify.
Questions shoppers ask
Can I use FABOCT with a FAB debit card?
The terms name FAB Mastercard credit cards only. A debit card is not mentioned, so expect the code to be refused.
Do Amazon UAE bank codes work on Amazon.sa?
No. Amazon.ae and Amazon.sa are separate marketplaces, and each code is set up for one of them.
Is there an Al Rajhi code for Amazon right now?
Not in our data as of 11 October 2026. The most recent Saudi bank codes were Riyad Bank's RB25, RB20 and RB15, which ended with Back to School in August.
Do I get the discount back if I return the item?
No. Under the UAE terms Amazon refunds the amount you paid, and the discount is not returned to you.